How much does closing really cost? – The blog of a first time home buyer
This part was probably the biggest shocker to me, the actual cost of buying a home. Spoiler alert, it’s not just the 5% you need for a down-payment! Here how much my house actually ended up costing. Down payment – $10,000 The down-payment…
The road to ownership – The blog of a first time home buyer
Your offer is accepted and you nearly have the keys to your new house, congrats! There’s just a few steps, called conditions, that you have to take that will take your accepted offer to a sold home. Typically, you’ll have around two weeks to take…
Understanding your First Mortgage – The blog of a first time home buyer
The mortgage and pre-approval process is a scary one, at least for me it was. Just like you realise that public school didn’t prepare you to file your income tax, getting a loan for the biggest purchase of your life can easily seem daunting! I’d…
To buy or not to buy… – The blog of a first time home buyer
Deciding to purchase my first home wasn’t as straightforward a decision as it can be for many people. I currently rent a very nicely built home that doesn’t leave me wanting for much. When something breaks, I don’t have to deal with it. My costs…