How much does closing really cost? – The blog of a first time home buyer
This part was probably the biggest shocker to me, the actual cost of buying a home. Spoiler alert, it’s not just the 5% you need for a down-payment! Here how much my house actually ended up costing. Down payment – $10,000 The down-payment…
The road to ownership – The blog of a first time home buyer
Your offer is accepted and you nearly have the keys to your new house, congrats! There’s just a few steps, called conditions, that you have to take that will take your accepted offer to a sold home. Typically, you’ll have around two weeks to take…
Offers and counter offers – The blog of a first time home buyer
You’ve found a house you love (or like, it doesn’t have to be a love-at-first-sight kind of deal) and you’re ready to make an offer, what happens next? Firstly, this process is going to be an exercise in teamwork and trust between you and…
What do you do when you find “the one” – The blog of a first time home buyer
You’ve been to open houses, you’ve checked out some houses with your REALTOR®️, and you’ve found something you could call home!! Yay! But… what now? Well, first, before I get to that, I do understand that I kind of skipped the “Look at houses with…
Why I didn’t use the First Time Home Buyer’s Incentive – The blog of a first time home buyer
A hot topic around election time (and my home purchasing time) was how to improve housing affordability for the average Canadian, and particularly, the first time home buyer. I’m not going to go into any politics, but I will go into what we got right…
Understanding your First Mortgage – The blog of a first time home buyer
The mortgage and pre-approval process is a scary one, at least for me it was. Just like you realise that public school didn’t prepare you to file your income tax, getting a loan for the biggest purchase of your life can easily seem daunting! I’d…
Why work with a REALTORⓇ? – The blog of a first time home buyer
You’re ready to start looking at houses, you know a little about what you want, what’s next? In my opinion, it’s time for you to hire your REALTORⓇ! Your REALTORⓇ is going to be your investigator, your paperwork guru, your negotiator, your cool 3rd wheel…
Open House like a Pro – The blog of a first time home buyer
Last week, I discussed the thought process of what went into the decision to start the search for our first home. We were ready, or at least ready enough, to start looking at houses, so it was time for our first round of open houses,…
To buy or not to buy… – The blog of a first time home buyer
Deciding to purchase my first home wasn’t as straightforward a decision as it can be for many people. I currently rent a very nicely built home that doesn’t leave me wanting for much. When something breaks, I don’t have to deal with it. My costs…